Frequently asked questions about country homes
What is special about the look of a Hensley Park home?
These Country homes have a science behind the designs that give them timeless character and style. There is an instant sense of accord and recollection with the homes of the early Australian era but with a touch of uniqueness that is the crowning touch.
A few particular defining features are: steep roof pitches, feature gables, and classic window and door styling, giving your home signature class. We have a very keen interest in the end result of what your home will look and feel like because we love seeing our homes align and compliment the beautiful rural landscape Australian landscape. We believe your home should become a classic country icon that can be left as a family legacy!
Where is Hensley Park Homes based?
We have 2 offices in victoria.
The Ballarat office is located at 9413, Western Highway, Warrenheip, Vic 3352 with our display home. Email or call (03) 4333 0504.
The Hamiton office is located at 979 Hensley park road, Hensley Park, vic, 3300. Email or call (03) 55748255
Can I build a Hensley Park home in SA or NSW?
No. We’ve established that to be able to satisfy all our customers to the high standard we believe in, we can only build within Victoria.
Do you include floor coverings in your price?
Yes, they are included in your package, with a vast range of colours and styles of carpet and vinyl plank for you to choose from.
Will my home comply with the Building Code of Australia?
Yes. We’re Registered Building Practitioners and our homes comply with all Building Code legislation and Building Commission guidelines. In fact, they go beyond minimum requirements to ensure a solid and lasting completed home – full external structural bracing around the whole home, heavy steel chassis, steel piers and concrete foundations are standard in all our homes. These homes have been designed to stand the test of time in the Australian countryside so we can’t and don’t make any compromises.
Can I customise the design of my home?
It’s a good question…. Yes & No.. 🙂 Because we are striving to be the best at country homes and building homes that are in keeping with the research and science that have been put into them, we have to say ‘no’ to full custom homes that would not give the customer the best experience and style they want and would take us off the ideal. We would like to be able to be ‘all things to all’, but it’s a known statistic that it often results in being mediocre to all.
One of our customers put it best regarding their new home “This is not the home I would have designed but it’s the home I wanted and is perfect for the landscape that it’s in! It just feels right!
All things considered, we also realize that you and your property are unique and you will have particular considerations to allow for and we are fully prepared to work with you on these. So, we are happy to discuss these with you and we’re sure we can create for your needs and style.
What do I do about planning permits?
Those who build with us, enjoy a no fuss, transparent process. If a planning permit is required, we use an accredited specialist in planning, environment and local government law to prepare the planning report, lodge it with council and track it until the permit is received. This service costs between $1,000 to $1,200 + council fees (about $1,200), and is paid direct by you to the council, but we arrange everything on your behalf to make it as smooth and quick for you as possible.
The team recently set a record of 4 days to receive a planning permit!
I have to sell my home before I sign an agreement, but I want to hold the price. Can I do this?
When you pay the $2,700 Blueprint payment, it means that we can finalise the price for you. After that the price is held for 4 months, after which time any price increases are a maximum of the current CPI. This gives you peace of mind.
Reach out to us.
We’re here to help.
Contract vs Finance Approval
We get it: all the paperwork and technicalities surrounding your home build can be a bit overwhelming. Contracts, finance approval and permits… not to mention the 101 decisions you must make when planning the home itself! However, we’d like to assure you that even though it’s an emotional and exciting journey, the team at Hensley Park are here to support you every step of the way.
Most customers require additional finance in the form of a bank loan to be able to complete their new home. This is perhaps one of the most important steps in the initial building process, and one that can be rather daunting, especially if building is a new experience! Over the years we’ve noticed that the concept of signing the home contract in conjunction with getting finance approval seems to cause confusion in the minds of some of our customers, so we’re taking the time to explain these two points here – we want to ensure that you understand and are comfortable with every stage of your new home build, from start to completion.
It’s important to understand that when a bank gives pre-approval for finance, this is only calculated on a set of basic criteria such as current earnings, potential equity position etc. It doesn’t take into consideration a lot of the fine details such as accurate pricing, the building company, the method of the build and permits, all of which are necessary for the bank to process the loan application and progress it to a full finance approval.
Here’s how it works:
Your bank will require a signed contract to grant unconditional finance. We understand that you may feel hesitant to enter into signing a contract without guaranteed funds, however it’s super important that you understand that Hensley Park’s home contracts are subject to finance approval: i.e. your home contract is not binding until you receive confirmation of your unconditional finance from your financial institution.
So, once everything is sorted (including plans, specifications and planning permit) and everyone is happy to take the next step, the contract is signed by both parties (Hensley Park and the customer) then it’s the customer’s job to go back to the bank with the newly signed contract and apply for unconditional finance to get the home build underway. The bank processes the application and approves it, then the customer pays the 5% deposit and the contract is actioned: from here it’s all systems go!
To summarize, it’s critical to understand the two separate steps of signing and paying the deposit: signing the contract simply means that both parties agree to and lock in all the relevant details of the home (plans, specifications, pricing, terms & conditions etc.) whereas paying the deposit is the means by which the contract is ratified or activated.
Typically, banks take several weeks to process and approve finance. Our contracts include a minimum 21-day clause for finance approval, however, if the wheels of progress are moving slowly, we can handle that too: the key is good communication between us and the customer, so we know where the approval is at. If the approval process is really dragging out (e.g.: upward of 3-4 months) and the home price has increased slightly, it may become necessary to cancel the initial contract and re-sign a new one, however, this situation is rare.
Just another point to consider: sometimes customers require their bank to fund the initial 5% deposit, for which the bank will require a building permit. However, as the builder, we can’t even apply for a building permit until the contract is ratified by the deposit. We understand that this situation is a bit of a ‘catch 22’ however, the key is to be aware of it and discuss it with your banker or finance broker early in the process. Generally speaking, the situation can be worked through and a method of funding the deposit worked out between the customer and the bank.
As always, a clear understanding of each stage of the process and open communication between all relevant parties will ensure a smooth and enjoyable home building experience. And the team at Hensley Park are here to help you create and enjoy a home that exceeds your expectations!